Structured Finance. Full steam ahead.
Securitisation is recognised globally as one of the most exciting developments in financing in the last decade, with unprecedented benefits to the issuer, investors and originator.
Also known as asset securitisation or structured financing, the practice of securitisation can best be described as the conversion of illiquid assets (such as mortgages) into marketable securities.
Securitisation is accepted as a smart alternative to standard financing techniques and has been adopted by a broad range of institutions including non-government financial institutions, trading and industrial corporations.
Trinity Securities Program is able to deliver smart and fast solutions to enhance the liquidity position of your organisation and is rated A-1+, the highest rating available, by Standard and Poors.
Benefits of the Trinity Securities Program:
• Increased capital and liquidity management options.
• Reliable low cost, long-term funding.
• Diversification from retail or unrated wholesale funding into rated wholesale funding markets.
• Choice of selling existing loans or writing loans directly off balance sheet.
• Ability to expand customer bases to non-members, fixed rates borrowers, and borrowers looking for loans with high loan to value ratios.
• Removal of the restrictions capital can place on growth opportunities.
• Transfer risk inherent to housing finance from originator to mortgage or asset purchaser.
• Allows financial institutions to preserve valuable client relationships through a sub-manager arrangement.